Credit card or cash purchases

It is really best every month to check your credit card transactions every few weeks and maybe even more. Aldi's grocery store had an electronic device attached to the swipe machine stealing your credit card number and you didn't even know until it was too late. The awful thing about this type of stealing is it cannot be detected immediately.

After 3 months and 1,100 stores the amount of victims was very numerous. Until credit cared statements are read by the consumer then reported it still takes the credit card company time to find the source. Meanwhile you are a victim of credit card theft which takes you time to repair all the problems the thief has created for you. For more information: Identity Theft Hits a Grocery Store.

This is the lowest, meanest and lowlife of thievery. Stealing from others is one of the 10 commandments first and foremost. The prices of everything must increase in the long run and the consumer and thief will pay for it in the long run.

It has been suggested that plastic it is the safest way to shop as long as you can pay off the full balance. It seems that as soon as you think you are safe the thief stays one step ahead of you. It's too bad that thief's don't use their energy to do the right thing. Using cash is not safe either as people can rob you but at least you don't have to prove who you are when they steal your identity.

Taking a picture with their camera phone of your card is done after you hand the waiter or waitress. Many restaurants take your card and being a little old fashioned this panics me as the new plastic generation snickers when I watch their every move if possible. Better to be careful and safe then a victim of identity theft.

Living Healthy by Ridding Yourself of Bad Habits

There are numerous products and programs for losing weight or how to quit smoking offering everything to herbs, pills and potions to drastic medical procedures. This industry makes billions of dollars each year from people that really desire to be healthy again by finding the magic cure that will help them lose weight or quit smoking. I hate to burst your bubble but it takes more than magic vitamins and or herbs, it takes changing your thinking patterns

Unfortunately you must make sure you are successful at changing the learned behavior and balancing it with the right product if there is one. Purchasing their product means you want to change which is good because half of the battle is admitting it. The easiest way is to never start or try anything that you could get addicted to.

Prevention costs money but in the long run it saves you money and time. If you have addiction in your family then your odds go up tremendously but the choice you make could that could have long term consequences is up to you. If you have seen people addicted then you know how hard it is to stop.
 
Finding the right product for you takes a lot of research from you and consulting your doctor is very important prior to starting any new dieting program or getting medicine that can help but that is not all. Behavior modification is really something that must be added or your attempts can result in failure.

This is no ones fault as the companies are there to sell products that can help and assume you know everything else you must do. I am not an authority on what works or doesn't. Making changes in your behavior is the most important and the least expensive way to change your negative behaviors. Sometimes the combination of their products and behavior modification will help you achieve a more permanent solution.

Maybe you should try to change something that has nothing to do with the main problem that you have at first to build confidence.During lent instead of giving up something I added something which was to pick up the Bible everyday and read it for at least 20 minutes. So far I have been successful at doing this everyday for 3 weeks now. This has nothing to do with quitting smoking or does it?

Practicing to do things that are good for you in any area of your life is changing a pattern of thinking. I feel that adding something and sticking to it remotely is helping me gain more focus and self control. Being healthy is a choice just do not go overboard. We all have something we want to change but it helps you physically, spiritual and mentally save you money in the long run and probably live longer..


Saving money in this economy is very important and the things that are preventable like eating too much, smoking too much or drinking too much can save you a fortune. I do not have any PHD or big initials to impress you as to why you should listen to me other than I have worked in mental health for over 20 years and these things I tell you come from my life and work experience.

One valuable thing I can tell you that was learned by clients and my personal experience is that once you admit you are addicted or something controls your life you feel guilty the next time you let your addiction take control over your life again. The words of wisdom from a client I had was, "using drugs was never the same and not fun anymore after admitting she/he was addicted".