Building your own home-Part 2

The best way to build a home that saves you money is to use a either a kit purchased from Home Depot or Lowes or to purchase a modular home, not manufactured. There is a great deal of difference between modular and manufactured.

When you look at a manufactured home you are impressed with what you see for the amount of money you pay but in the long run this is like purchasing a glorified trailer. Manufactured homes cannot be refinanced but modular homes can. Of course if you cannot afford to spend the money on a modular home then the manufactured will be better than paying rent on an apartment.

Make sure you look at a lot of the designs as this is going to be something you will be paying on for a long time. The layout of the home can be changed and before you make the purchase is the time to decide this. After you have made the choice do not purchase the home until you go to the county and find out the requirements.

The county did a perk test which determined what type of system we needed. Of course it ended up being the most expensive kind. We had to spend $13,000 on a septic system as our land was not developed. This came to us as a big surprise and then the upkeep of the septic required renewing a contract of $500 after the second year. Another surprise not known until after 2 years.

We also had many other costs that we had not thought about until we already started the process. A new water meter in our county was $4,500 and that did not count the water line from the road to our home. Go to the county and talk with them and try to be nice as they are the ones that determine when you can actually live in the home.

Before they could decide whether there was enough pressure in the line we were on pins and needles awaiting the results of having city water or having to dig a well. Thank God we got to have city water and this expense was worth it or should I say we had to pay the price since the other option would have been no water. Our great adventure of building our home had just began so stay tuned for the rest of the story..

E-mail marketing is not the way to advertise

When you surf the internet to purchase a product do you go directly to the site or do you search for a better price at some other place. I had a phone call from a business that wanted to set up a website for me for the low price of $39 and all had to do was pay hosting and advertising for my site. Purchasing an e-mail list can get very expensive and this form of advertising is ineffective.

They were not as pushy as some of these work at home businesses but what they were going to do was take care of all the technical stuff like adding Amazon.com and other major companies so I could become an affiliate and earn a commission off all my sales.

First of all setting up a web page has never been easier and this can be done without much technical knowledge if you can follow directions. What is difficult is the and also the most costly part of starting an on-line business is advertising your site and getting traffic to your site. E-mail is now one of the newer methods of advertising new and old businesses. Have you noticed your in-box lately and how many unwanted advertising is coming to your in-box.

Recently I have been getting more e-mails in my in-box from businesses from all over the world in attempt to advertise or market their sites. I had approximately 200 e-mails in one day and this is irritating enough that I just deleted them without even reading one of them. This form of advertising is having the reverse affect that it was intended for. Businesses are spending a fortune to purchase lists of e-mails and they are getting scammed.

To save time and my delete button I have made a new free e-mail address that I am sending out to all my creditors and personal family and friends and no one else will get this address. I hope that this will end up saving me precious time daily by not having to sift through the unwanted e-mails or spam forever.

This is a message to all the companies that think they can advertise by e-mail it is not working. If I want to buy something on-line I will look for the products on my own and not because you sent me an e-mail. Advertising e-mails are as irritating as most commercials are on television. I would rather save money on the product than raising the price of your products to advertise in this manner.

Think about how much time you are wasting from sitting at stop lights, watching commercials and scanning through unwanted e-mails. What do you think is the best way to advertise a business today? I personally think there are more creative ways to sell the public a product and that is by saving the consumer money.

E-mails can and will be held against you. (Up front: news, trends & analysis).(Judge rules that e-mails written by a J.P. Morgan Chase & Co. senior staff ... article from: Information Management JournalTHE 10 RULES For Evaluating An E-Mail Management Solution.(Buyers Guide): An article from: Customer Interaction Solutions